By accessing and using the Spank & Associates website and services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use our services.
Spank & Associates provides creative funding consultation and strategy services. We are not a lender and do not directly provide loans or credit. We assist clients in identifying and applying for funding products through third-party lenders and financial institutions.
While we strive to maximize your funding potential, we do not guarantee approval for any specific loan, credit line, or funding product. Approval decisions are made by third-party lenders and are subject to their individual criteria.
Clients are responsible for providing accurate and complete information about their financial situation, credit history, and business operations. Providing false or misleading information may result in termination of services.
Our fee structure will be clearly communicated before any engagement begins. All fees are non-refundable unless otherwise stated in your service agreement.
We take your privacy seriously. All personal and financial information shared with Spank & Associates is kept strictly confidential and is only used for the purpose of providing our services. We will never sell your data to third parties.
Spank & Associates shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use of our services. Our total liability shall not exceed the fees paid for the specific service in question.